Currently Vice President - Accounting Manager at Spirit of Texas, SSB

    Accounting & Finance Executive

    Insightful and self-motivated financial professional and CPA candidate with seven years of varied experience in accounting, information systems and other decision-making business functions. Built strong client and user relationships though active listening and objective feedback. Employs critical thinking skills to examine issues and develop practical solutions. Strong background in accounting, consulting, reporting, and analysis. Additional coursework in tax, real estate finance, investments, valuation, M&A, and strategic management. Knowledgeable in many IT/MIS areas, including application support, networking, systems analysis, scripting, & database administration/SQL. Member, AICPA, TSCPA, AITP, NSHMBA, ALPFA.
  • Experience

    Spirit of Texas Bank, SSB

    Accounting / Business Consultant Jan 2012 - Feb 2013

    Continued in accounting oversight capacity following acquisition of First National Bank by Spirit of Texas. Managed the day-to-day operations of finance & accounting for South Texas region prior to conversion, as well as assisted in compilation with corporate accounting team. Assisted in accounting systems and general ledger conversion from legacy systems to current systems, including core G/L, A/P, and fixed assets. Worked with corporate accounting team, external accounting firms on financial and SEC reporting related to acquisition.

    • Helped prepare wind-down closing entries for all legacy entities and reclassification related to merger.
    • Assisted loan and deposit operations in reporting and clean up prior to conversion and performed accrual calculations of all loan and deposit accounts during conversion weekend.
    • Oversight of $40MM in regional public funds accounts, including $10MM in new accounts year to date.
    • Assisting in implementation of business analytics system and reporting dashboard for Bank use.
    • Responsible for enterprise vendor management functions: coordinate with vendor-bank relations and due diligence procedures.

    The First National Bank of Beeville

    Controller March 2015 - April 2019

    Took over responsibilities of CFO. Manage the day-to-day operations of finance & accounting, including compilation and consolidation of bank, subsidiary, and holding company financial statements and related regulatory reporting. Prepare annual master budget and perform ongoing variance analysis and earnings projections. Coordinate tax planning in federal and state income taxes, as well as for local ad valorem taxes all bank and ORE property.

    • Increased yield on bank's $57MM portfolio of investment securities with minimal extension of price risk, responsible for all of A/L management, including investments, liquidity risk and interest rate risk management
    • Acquired $30MM in public funds deposits over 18 months, responsible for overall funding
    • Developed new liquidity stress testing & use modeling and expanded contingent liquidity sources.
    • Transitioned from manual reporting to computer-based reporting for fixed assets, accruals accounts, expense reimbursement, and accounts payable.
    • Restructuring accounting function, creating efficiencies and segregation of duties; right-sized department and communicated vision to staff and management, enabling financial improvement.
    • Administering CECL transition and review and report data of bank existing credit loss models.
    • Oversight of IT and project management functions: coordinate with management and vendors on bank-wide projects, primarily vendor-bank relations, cost-value analysis and due diligence procedures.
    Accounting / Business Consultant Jan 2012 - Feb 2013

    Selected to serve as assistant to CFO for Bank. Identified several issues and led core initiatives to improve financial performance of organization. Assisted with compilation of Board reporting. Served as primary point-of-contact and coordinator for enterprise-wide projects.

    • Consolidated and automated reporting from core systems to Board and regulatory reporting areas.
    • Ran in-house conversion of over 5,000 client records for migration of debit card processing platform.
    • Directed migration of over 50 phone extensions from analog-based to VoIP-based systems, from proposals to procurement to implementation.
    • Led project to implement mobile banking, including design work, branding, and interface testing.

    Kleberg Bank

    Financial Analyst Oct 2013 - March 2015

    • Provide accurate and timely financial and budget reports for management, board and regulatory authorities.
    • Oversight of accounts payable
    • Assist in vendor management for GBLA 501(b) compliance, including understanding SSAE16 audits..
    • Manage reporting from various integrated information systems and establish interfaces and programs for best uses.

    Goodwill Industries of South Texas

    Tax Assistance Site Coordinator Jan 2012 - Apr 2013
    • Saved taxpayers over $200,000 in preparation costs and produced $1.7 million in refunds for clients as a site.
    • Assisted in the training, and continuing education of 15 subordinates in 2012 and 2013 tax law changes and issues.
    • Interfaced with IRS agents and community officials and consulted with taxpayers on simple tax planning matters.
    • Reviewed over 2,000 individual returns including those with Sch A, C, D, E and Forms 1040X, 5695, 8949, & W-7.

    Coastal Bend Business Innovation Center

    Accounting / Business Consultant Jan 2012 - Feb 2013
    • Developed accounting processes and implemented reporting systems for 40 different new and growing businesses.
    • Assisted with bookkeeping and reviews of selected accounts and financial statements for various clients.
    • Researched accounting, finance, and tax topics to resolve client-specific issues, including business valuation and financing.
    • Consulted with clients and staff to present and review business strategies and their implementation considerations.
  • Education

    Texas A&M University-Corpus Christi

    Finance, MBA 2011 - 2012
    † Also completed 80% of coursework in Master of Accountancy program

    1st Place (Winner), 2013 Greensmith Division, SAM International Case Competition.
    3rd Place (Finalist), 2013 Mid-South CFA Research Challenge
    Golden Key International Honor Society
    Beta Gamma Sigma International Honor Society in Business

    Activities: Student Accounting Society, Society for Advancement of Management, Golden Key International Honor Society, Beta Gamma Sigma

    Texas A&M University-Kingsville

    Accounting, BBA 2007 - 2011
    Distinguished Graduate Award
    President's List: Fall 2009, Spring 2010, Fall 2010, Spring 2011
    Who's Who Among American Colleges and Universities
    Alpha Chi International Honor Society
    Delta Mu Delta International Honor Society in Business

    Activities: Alpha Chi Honorary Society, Accounting Society, Delta Sigma Pi, American Marketing Association, Delta Mu Delta Honor Society in Business

    Coastal Bend College

    Computer Science, Mathematics, AS, AA 2005 - 2007
    President’s Honor Roll (Dean’s List) - December 2005, May 2006, December 2006, May 2007
    Outstanding Achievement in Mathematics & Physics, Computer Science - May 2007

    Activities: Phi Theta Kappa International Honorary Society
  • Honors & Awards

    Distinguished Undergraduate Award, Texas A&M-Kingsville

    1st Place Overall, ASLW Case Competition Winner

    3rd Place Overall, CFA Institute Research Challenge Finalist

    1st Place Overall, Thomas Greensmith Management Case Competition Winner, 2013 International Management Conference

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